| 1. |
Report
Number - The report number assigned
to identify this report. |
| 2. |
Credit
Reporting Agency Accessed - The
three major Credit Reporting Agencies (CRA's) are: Equifax
(EFX). TransUnion (TU) and Experian (XPN). This space indicates
which agencies you ordered. |
| 3. |
Price
and Type - The amount you paid and
the type of report you ordered. |
| 4. |
Responsibility
- Indicates who is responsible for this account. |
|
|
| 5. |
Source
- The source indicates the creditor or organization that furnished
this information. |
| 6. |
Account
Number - The account or reference
number may be incomplete for security reasons. |
| 7. |
Reporting
Agency - The Credit Reporting Agency
that supplied this information. |
| 8. |
Status
Date - The date this status was
reported, last updated or paid. |
| 9. |
Date
Opened - The date the account was
opened. |
| 10. |
Credit
Limit, Original Amount or High Balance
- The credit limit extended by the lender; the original amount
of the loan or the highest balance of this account. |
| 11. |
Balance
- The current balance of this account as of the status date. |
| 12. |
Amount
Past Due - The amount past due of
the status date. |
| 13. |
Historical
Status, Months Reviewed - The number
of months the creditor has reviewed the account to establish
the 30/60/90 day counters for times past due. |
| 14. |
Times Past Due - The number of
times this account was past due 30-59 days; 60-89 days; 90+
days. |
| 15. |
Payment
& Type - The amount of estimated
or scheduled monthly payment and type of account: REV = revolving;
INST = installment; MOR = mortgage; OPEN = Open Account. |
| 16. |
Status
Comment - The status of the account.
|
| |
|
| Additional
comments may appear at the end of the report, such as: |
| |
|
| 17. |
Alerts
- CKPT - Alerts - checkpoints are
comments on the file to identify important information. |
| 18. |
AKA
Records - Also Known As, indicates
other names used in conjunction with your I.D. |
| 19. |
Employment
- Employment information is supplied by members of the Credit
Reporting Agencies. |
| 20. |
Inquiries
- A list of organizations who have accessed your credit file
within the last 2 years. |
To obtain your Experian and Trans Union credit report with risk score you can visit our office at 460 Union Ave. Ste. C Fairfield, CA 94533 Mon – Fri 8am to 5pm or to obtain a free copy of your credit report please visit www.annualcreditreport.com
